Your Company
Refinance Proposal
Rate & Term Refi
Client
Enter name
Property
Enter address
Home Value
—
Loan Amount
—
Current Loan
$0
Rate—
Term—
TypeExisting
→
Proposed (Option 1)
$0
Monthly Savings—
Annual Savings—
Cash Out—
Monthly Savings
$0
$0/year
Your Options
⚠️ ARM Disclosure: Adjustable-Rate Mortgages have an initial fixed period, after which the rate adjusts periodically based on a market index. Rate caps limit how much the rate can change. Contact your loan officer to understand the full terms and maximum payment scenarios.
ℹ️ FHA Mortgage Insurance: FHA loans require both an upfront MIP (1.75% financed into loan) and an annual MIP charged monthly. MIP duration depends on your LTV and loan term.
⭐ VA Funding Fee: Most veterans pay a funding fee which is financed into the loan. Veterans with 10%+ service-connected disability may be exempt. No monthly mortgage insurance required.
💼 DSCR (Debt Service Coverage Ratio)
DSCR loans qualify based on the property's rental income, not personal income. DSCR = Monthly Rent ÷ PITIA Payment. A ratio ≥ 1.0 is typically required. Investment property occupancy required.
Monthly Rent: — |
DSCR Ratio: —
👋
Ezra
Online
· AI Mortgage Coach
Parse Documents
📎 Click or drag file here to upload
Paste the full credit report text below, or upload an HTML/PDF file above.
Analyze Competitor
Paste the Rocket Pro pricing page text to compare against competitor quotes, or upload a competitor's Loan Estimate / Rate Sheet.
AUS Findings & Documents
📎 Upload document (PDF, HTML, XML, or image)
Paste AUS findings or upload a document for analysis.
Smart Tools
to
🚀
Send to GHL
GoHighLevel Contact
💼
Send to Bonzo
Bonzo CRM Prospect
📄
Export PDF
Full proposal PDF file
📧
Download .EML
Open in Outlook/Mail
⚡ Webhook / n8n / Zapier
No webhook URL set — configure in Settings → API Keys
📱 SMS Templates ≤160 chars = 1 segment
Select a template to preview...
0/160 chars
1 segment
📧 Email Templates
Select a template to preview...
Equal Housing Lender
📤 Export Proposal
Your Inbound Webhook URL
Paste this into Bonzo, GHL, n8n, or any CRM to receive leads
ACTIVE
▼
This is your personal webhook endpoint — unique to your account.
When any CRM posts lead data here, it automatically lands in your Leads tab.
Works with Bonzo, GHL, n8n, Zapier, Make, or any system that can POST JSON.
📡 Your Inbound Webhook URL
Loading your webhook URL...
📋 How to Connect Bonzo
- In Bonzo → Settings → Integrations → Webhooks → Add Webhook
- Paste your Webhook URL above into the URL field
- Set trigger to
New ProspectorProspect Updated - Click Save — leads will now flow automatically into Carbon Refi
📋 How to Connect GHL
- In GHL → Settings → Integrations → Webhooks → Add
- Paste your Webhook URL — add
?source=ghlto the end - Select events:
ContactCreate,ContactUpdate - Save and test — GHL contacts will sync to your Leads tab
📦 Accepted Payload Fields
REQUIRED: address / property_address — property address home_value / homeValue — estimated home value current_balance / currentBalance / mortgage_balance current_rate / currentRate — current interest rate (if available) RECOMMENDED: cash_out / cashOut — cash out or cash needed amount property_type / prop_type — SFR, Condo, Multi, Townhouse occupancy / occupancy_type — Primary, Investment, Second Home loan_program / loan_type — Conv 30yr, FHA 30yr, VA 30yr, etc. CONTACT: firstName / first_name, lastName / last_name, email, phone creditScore / credit_score, purpose, source
GoHighLevel (GHL)
Push quotes & leads directly to GHL as contacts
SETUP
▶
Sends leads directly to GHL as contacts with all quote data as custom fields.
Use a webhook URL from n8n/Zapier (recommended — avoids CORS)
or direct API key for private integration.
Bonzo CRM
Send leads to Bonzo as prospects with tags & quote data
SETUP
▶
Pushes leads to Bonzo using API v3. Your Bonzo Inbound Webhook (above)
handles incoming leads from Bonzo → Carbon Refi. This section handles outbound: Carbon Refi → Bonzo.
n8n / Zapier / Make Webhook
Universal outbound webhook — fires full CRM payload on every send
OPTIONAL
▶
Every time you click 🚀 Send to GHL/Bonzo, a full JSON payload fires
to this URL. Use it to trigger n8n workflows, Zapier zaps, Make scenarios, Slack alerts, or anything else.
📦 Payload Sent
{
firstName, lastName, phone, email, address,
homeValue, currentBalance, cashOut, creditScore,
proposedRate, monthlySavings, annualSavings,
programs: ["30-Year Fixed", ...], loanType, purpose,
quoteLink, loName, loNmls, source, timestamp
}
Salesforce
Push leads to Salesforce as contacts/leads via webhook
SETUP
▶
Connect via a Salesforce Web-to-Lead URL or use an n8n/Zapier webhook
to create Salesforce Leads/Contacts with full quote data.
HubSpot
Create HubSpot contacts with deal properties via webhook
SETUP
▶
Use a HubSpot Private App token or an n8n/Zapier webhook to push leads as HubSpot contacts.
Follow Up Boss
Push leads to Follow Up Boss via API or webhook
SETUP
▶
Use your Follow Up Boss API key or a webhook URL to create people in FUB with full quote context.
LeadMailbox
Parse inbound LeadMailbox emails into leads via webhook
OPTIONAL
▶
Set up LeadMailbox to forward emails to your Inbound Webhook URL above.
The parser in the Quote Builder also supports LeadMailbox format natively.
LendingPad
Export loans to LendingPad LOS via API
NOT SET
▼
Connect to LendingPad to push loan applications directly from quotes. Enter your LendingPad API credentials below.
AI — Claude (Server-Side)
Powers AI Pitch, AI Email, and AI SMS generation
ACTIVE
Webhook Activity Log
Recent inbound leads and outbound CRM fires
▶
No activity yet. Send a lead to see it here.
👤 Loan Officer Profile
🏢 Lender / Company
Controls the countdown timer on client quote links.
Changes auto-save when you leave a field or pause typing.
🎨 Account & Subscription
Current Plan: CARBON
Upgrade to unlock AI features, full lead pipeline, and white-label branding
Total Quotes
—
Quotes This Period
—
Active Leads
—
Conversion Rate
—
Avg. Loan Amount
—
Client Links Sent
—
🎭 Demo Tier:
Total Users
—
Paid Users
—
Total Quotes
—
Total Leads
—
Total Links
—